UHG I LLC is a debt buyer. They sue consumers that defaulted on balances on the debt they purchased for pennies on the dollar.  They are trying to profit from the little money they paid for the debt.  They are counting on the fact that you will not respond or show up to court. If you do not then they may take a default judgment against you. In New York, a judgment can be aggressively collected for twenty (20) years and even longer if they keep renewing the judgment. This gives UHG I LLC a long time in which to come after you. Many consumers think that a judgment is just a worthless piece of paper. They think that they can be forced to pay in New York. They are wrong.

• Go after your paycheck taking a potion of it until paid in full. Learn more about New York Wage Garnishment
• Freeze and take money from your bank accounts. Learn more about New York Bank Levy
• Hinder they sale of your property until a settlement is made. Learn more about New York Judgment Settlement
• Force the sale of unprotected assets like a home, cars, jewelry.

If you have been sued then you need to answer the lawsuit. Participants in the system often have a better outcome than those that do nothing. Some of the options that you have are to:

• • Attempt to Negotiate a settlement with UHG I LLC before the answer is due. Many consumers recognize they may owe a debt and choose to attempt to settle the debt before an answer is due to the court. UHG I LLC is often receptive to a quick settlement rather than spending more time and money in a lawsuit. Even if they can provide some of the documentation to the court, there is always a chance they could lose.
  • Answer the Lawsuit filed by UHG I LLC. Even if a consumer thinks they owe a debt it is still up to UHG I LLC to prove that they own the debt, have the right to file suit, and have enough documentation to prove a debt is owed. They may not be able to successfully produce all required documentation when challenged.
  • Do nothing. Many people decide to do nothing for lack of funds or fear of what can happen. UHG I LLC may take a judgment against them and then ultimately have their bank accounts frozen (bank garnishment). Judgments in New York are good for 10 years initially and they carry a minimum interest of 5%. The amount of an unresolved judgment can significantly increase over time.
  • Seek bankruptcy protection. Our law firm does help clients file bankruptcy. If you are interested in seeing if bankruptcy is right for you visit our site Dallas Bankruptcy Attorney