You have rights under the Fair Debt Collection Practices Act (FDCPA) and New York law that protect you from abusive and harassing debt collection tactics. Debt collectors cannot make false threats, call you at unreasonable times, or use deceptive practices to collect a debt. You have the right to request that they stop contacting you and to validate the debt. If you believe a debt collector is violating your rights, it is important to seek legal advice.
A debt collector is calling me constantly about my defaulted student loan and threatening legal action. What are my rights?
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About the Author: Isabella45
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